Because people have diverse financial abilities and diverse privacy needs there are several ways to access therapy. Options available include free counseling, paying using your insurance benefits (along with paying any applicable co-insurance or co-payment), or fully paying your therapist directly.
Imagine a pair of glasses, and this pair of glasses helps you see the world through the teachings of Jesus Christ. You don't give anyone your glasses, instead you only see through them which filters your perspective as you think and act. Simply put, Christian counseling is using a Christian lens to help someone through what's challenging them.